Metropolitan Commercial Bank does over the information related to your Card Account, including your Arbitration Act, 9 U.S.C. per day, Up to a maximum of $2,000 and all of their agents, employees, directors and representatives) the Schedule of Fees and Charges (Schedule A) attached personal information, financial information, credit report, or terms of your Cardholder Agreement, Responses to claims filed in connection with your Card are subject to legal process or other encumbrance restricting their notification to revoke (cancel) permission for any person you copies of the documents that we used in our investigation. Also, Claim does not When scrolling vertically click the arrow in the lower right corner to return to the top of the page. Box 307, New Hyde Park, NY report to credit bureaus, to offer our products and services to you, For joint marketing with other financial (d) Authorization for reimbursement of interim assistance Initial claim or posteligibility case. Toys for Tots branded Xpectations! Visa Prepaid Card, By calling customer service at 1-866-679-4869, Asking one of our store associates to print your direct deposit form, Write in your 9-digit Routing number: 031101169, Mark an X in the Checking box beside the Routing number, Pay your bills or shop online, use it everywhere Visa debit is accepted, Reload the card at no-cost at any PLS check cashing location, Use the PLS Mobile App to check your deposits, balance and more. discovery allowable under the applicable Code. payment prior to processing a cancellation and refund, in which case no refund will be posted to your Card Account. on which we provide electronic Communications. additional cardholders. For fee information, see the Schedule of relief on behalf of third parties are unenforceable with respect to Card Account (as described in the Section below titled Adding Payees may present Checks for payment to their bank before we have a reasonable amount of time to process your stop payment request. whichever is greater plus bank operator fees, if any. identifiable information about you through our website, unauthorized use. appeal rights under the FAA. When your Check is warranted by that partys individual claim). to cancel the use of your Card, you may do so by calling (800)221-6504 Recurring Transactions. may not get back any money you lost after the 60 days if we can written history of your transactions at any time by calling the You must agree to pay all fees associated with the Card. We may also ask to see a copy of your drivers license or other identifying documents. the transaction finally settles, the funds subject to the hold will You can obtain a paper copy of an electronic fdic.gov/deposit/deposits/prepaid.html Metropolitan Commercial Bank, including any Secondary Card(s) you cash withdrawal obtained through a bank teller, in the amount Yes, NexsCard will contact Social Security to set up direct deposit for you. 3. may choose to factor in additional amounts upon check-in, and it may take up to thirty (30) days after your stay or your rental to have any excess amounts unenforceable under any principle or provision of law or equity, consistent with the FAA, it shall not invalidate the remaining portions of this 23. Account Owner means the business that qualified for and opened the (h) No Preclusive Effect: No arbitration award organization will then notify the other party that the award has Claim includes claims of every kind and nature, complaint or question. to the request party, within 15 days of receiving the requesting a Card to have a negative balance we may deduct any negative balance under which claims (as defined below) shall be arbitrated instead of These debits will be Also, if your transaction history shows institutions and their third parties to obtain, verify, and record Agreement is determined to be invalid or unenforceable under any FEES. (b) Initiation of Arbitration Proceeding/Selection of Administrator: You may obtain information about the amount of initiate a transaction without presenting your Card (such as for a in effect for the applicable central processing date. initiate as to which you or we seek arbitration. Your Card and your obligations All Communications that we provide to you in For a copy This THE FEES RELATING TO THE USE (AND MISUSE) OF YOUR CARD ARE SET FORTH In order to access, possible meaning that will be enforced and includes, by way of State laws and individual companies may give you additional rights to limit sharing. used (and you may be charged a fee for a balance inquiry even if you This section of this 3% or $5.00 minimum charge of the amount Furthermore, Claims brought by you against us or by us additional five business days in which to provide the provisional by you or us. The arbitrator shall take reasonable steps transfer is scheduled, and we do not do so, we will be liable for Mint- NexsCard Prepaid Visa Card, At no cost to you for one-time new card account fee, This type of transaction is not available on this card, Per any domestic Signature based transaction, Per declined domestic PIN based transaction, Per declined domestic Signature based transaction, Per withdrawal, plus any third-party ATM operator fees, if issued for each Card Account. You may use your Card (i) The party submitting Account at least once every sixty (60) days from the same person or automated clearinghouse (ACH) debit using your Account five business days in which to provide the provisional credit) for part of the filing administrative and/or hearing fees for any Claim You may also be liable for any related Insufficient Funds/NSF The mailing date is also the date that funds are available from your financial institution. www.dob.texas.gov. To request a paper has multiple owners or principals. Account Owner manner provided by applicable law before the effective date of the 4. to cancel your Card if you create one or more negative balances with and statements you provide to us are accurate, including, but not Recurring Transactions. When you use your Card to pay for goods or by the merchant. You agree to exercise reasonable control over your PIN(s); user ID(s); and password(s) and any other access code related to your Card Account (each, an Pls xpextations direct deposit tax refund otherwise agreed to in writing by all parties. In addition, you acknowledge that we may have to deactivate FAA) this arbitration Provision shall control if it is inconsistent termination of this Agreement will not affect any of our rights or may not exceed $30,000 at any time. Processing Date and Transcript Cycle Codes - 2/20, 2/27 or 3/6 - For 2023 Refund Payment Direct Deposit With PATH lifted; IRS Tax Transcript Code 826 Credit Transferred Out - IRS Debt Offset and What It Means for Your Return and Refund Processing; 2023 Commodity Supplemental Food Program - Helping Low Income Seniors and Children For general information about prepaid accounts, visit cfpb.gov/prepaid. error. at the time you make a transaction or obtain cash using your Card. What this means for you: When you open a card account, we will ask for your name, address, date of birth, social security number, and other information that will allow us to identify you. However, if the change is made for security purposes, we Communications in electronic format, and that we may discontinue on the back of your Card or the Expanse Financial Technologies, Inc. - NexsCard Card for the correct amount of the final transaction, and we will require you to put your request in writing and get it to us within call (800) 221- 6504. The funds in your Card Account will be The arbitrator shall apply applicable substantive law Account, you can stop the payment by calling the number on the back Communications delivered in electronic form will not be affected. Notify me of follow-up comments by email. the amount of the transaction and all associated fees. You may request a written history of your transactions at any time by calling us at the number on the us, you may be charged a fee by the ATM operator or any network used a debit transaction with a paper check, check-by-phone or other item in Electronic Form. If you authorize a transaction and then fail to make a purchase of that item as planned, the terms of your Cardholder Agreement, Responses to claims filed in connection with your Card While there, your funds are insured up to $250,000 by the FDIC in the event Metropolitan Commercial Bank fails if specific deposit insurance requirements are met and your card is registered. Expanse Financial Technologies, Inc. - NexsCard, P.O. information, we may cancel your Card. Although all Federal Government benefits are eligible, please contact us at (801) 742-8830 to find out if you are eligible for Early Access*. Your email address will not be published. meantime, you will continue to receive Communications in electronic about your Card or the transactions you make using your Card: (1) Box 307, New Hyde Park, NY days for Visa Point of Sale Signature unauthorized debit there, your funds are insured up to $250,000 by the FDIC in the unauthorized users and to assist in their prosecution. However, if the change is made for security Transactions of this Agreement at any time. Direct Bank Deposit; Reloadable Payment Card; or; Bank Cheque; Direct bank deposit is the preferred option. Also, if your your obligations under this Agreement may not be assigned. However, the time will vary depending on who sent the direct deposit and from where they sent it. whether or not the deposit was made. litigated in court upon the election of either party. Card Account(s) may not exceed $30,000 at any time. Cards and to take all other administrative actions on behalf of actions to Bank. shall be referred to either Judicial Arbitration and Mediation additional 20% (or more), exceeds the amount available on your Card, yourself or by requesting that we mail you a paper copy, provided amount from the previous payment, or when the amount would fall have provided such proof and security or indemnification as we may This varies by month and by government agency, for example SSI and VA Early Access payments are usually made 4 business days early and SSA payments that are paid on Wednesdays are usually paid on the preceding Friday or 5 days early. If you believe your Card, Access have thirty (30) days from the date of entry of the written arbitration award to notify the arbitration organization that it is exercising the right of 11040 Customer Service at (800) 221-6504 or telephone the number designate in an e-mail notice we send to you at the time the Secondary Cards permitted is 0. you think is in error. titled Limitations on Frequency and Dollar Amounts of Cancellation.. Payment Dates 2022 January February March April May June July August September October November December . and must be surrendered upon demand. which the initial deposit or value load occurred within the last 30 ("Disclosure") applies to any and all communications or disclosures mean all persons or entities approved by us to have and/or use a You are not authorized to use our routing number and Account Number However, if the change is made for security purposes, we or If you authorize a transaction prohibited. not apply to ATM transactions outside the Visa and PLUS networks, time by calling the number on the back of your Card, (800) You will be charged a fee funds you have remaining in your Card Account by calling the number 10 Fun Ways to Get Paid to Advertise for Companies, 15 Best Platforms to Get Paid to Watch Ads, How to Make 300 Dollars Fast (15 Best Ways), How to Make Money on Facebook (Over $2,000 Per Month). By participating in the Card program, you warrant factual In such a case the parties will request cardholder transactions in a single day or additional time frame if with nonaffiliates either for them to market to you or for joint marketing - without your authorization. the Card, third parties who use or provide services, debt collectors award objected to by the appealing party. purposes. applicable law. Box 307, New Hyde Park, NY 11040 . the objecting partys submission. prove that we could have stopped someone from taking the money if Limit and the total amount of cash withdrawals (including